Analysing Data

How it Works

The financial planning and advice process

1. GET TO KNOW YOU

  • Understand your current financial circumstances

  • Understand your financial goals and requirements

  • Assess and discuss your risk tolerance

  • Discuss your history and experience regarding investments 

2. DEVELOP A PLAN

  • Develop a detailed financial plan to meet your financial goals

  • Design an asset allocation strategy for your investment portfolio, i.e. a target weighting by i) asset class, and ii) geography, consistent with your financial goals and risk tolerance

  • Consider and select any appropriate tax-efficient investment wrappers, e.g. retirement funds, endowment funds, tax-free savings accounts, etc.

3. IMPLEMENT THE PLAN

  • Assess and select the appropriate investment platforms, investment products and investment funds to implement your financial plan and investment portfolio

4. REVIEW AND REVISE

  • Meet on a periodic basis to review the performance of your investment plan, and consider whether any amendments are appropriate